Moving home
Selling one home and buying the next, with or without your current deal.
Moving home in brief
Usually up to 95% of the price as a loan. Usually up to 95% of the price
Your equity
Becomes your deposit
Keeping your deal
Often possible (porting)
Early repayment charge
Checked before you choose
Borrowing more
A new deal for the extra
Facts (sample); each lender sets its own rules.
Most movers can take their current deal with them and borrow the extra on a new one. We compare that with starting again, including any charge for leaving early.
- Porting compared with a new mortgage
- Timing the sale and the purchase together
- One adviser for both sides of the move
Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a free first call
Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.