Buy-to-let
Mortgages for a home you let, in your own name or a limited company’s.
Buy-to-let in brief
Usually up to 75% of the price as a loan. Usually up to 75% of the price
Smallest deposit most lenders accept
25%
What lenders check
The expected rent
Limited companies
Specialist lenders
First-time landlords
Some lenders
Facts (sample); each lender sets its own rules.
Lenders check that the expected rent covers the mortgage payments by a margin they set, as well as looking at you. We find the lenders whose rules fit your property and plans.
- Rent and income checks explained before you apply
- Personal name or limited company compared
- Remortgages for landlords with several homes
Your home may be repossessed if you do not keep up repayments on your mortgage.
Start with a free first call
Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.