How we are paid
One advice fee, paid when you apply, and the lender’s fee to us, both shown before you commit.
The first call costs nothing. If you go ahead, there is one advice fee, and the lender usually pays us a fee too. You see both before you apply.
First call and comparison
Free
Advice fee, paid when you apply
Not charged if the lender declines your application
$495
Remortgage for an existing client
$295
Buy-to-let and limited company cases
$695
Commission from the lender
Lenders pay brokers a fee on completion; the amount is in your mortgage illustration
Shown in your documents
Example prices.
What the fee covers
- A search of all 40 lenders on our panel (sample)
- Your fact-find, documents and the application
- Chasing the lender, the valuer and the solicitors
- Going through the offer with you, line by line
- A reminder six months before your deal ends
A worked example
A first home bought for $360,000 with a $36,000 deposit (example). What you would pay us, and what you would see in your documents.
First call and comparison
$0
Advice fee, paid at application
$495
Commission from the lender
Shown in your illustration
If the lender declines
No advice fee
Example prices.
Start with a free first call
Twenty minutes on the phone or by video. Have a rough price and deposit in mind; we tell you what the lenders will ask for and what we charge, before anything is done.