Your change, saved while you spend
Tillwell (sample) rounds every card payment up to the next dollar and moves the change into a pot you choose. A current account, a card and savings in one app.
This week’s card payments and their round-ups (sample)
PaidChange to your potNext whole dollar
- CoffeeMon3.404060+0.60
- Bus fareMon2.757525+0.25
- GroceriesTue23.181882+0.82
- LunchWed8.656535+0.35
- CinemaThu12.001000No round-up
- PharmacyFri6.09991+0.91
- Market stallSat14.727228+0.28
To the Rainy day pot this week+3.21
Open an account in four steps
Everything happens in the app. You need your phone, photo ID and about ten minutes.
Download the app
For iPhone and Android phones. The app is free to download.
Show your photo ID
Scan a passport or driving licence and record a short selfie video. Most checks take a few minutes (sample).
Get your card
Use the card in the app straight away; the plastic card arrives by post in about five working days (sample).
Make your first payment
Choose a pot and switch on round-ups. Your first coffee starts the saving.
What the app does
The everyday things a bank should tell you, as they happen.
A notification for every payment
The amount, the shop and the balance left, a second after you pay.
Freeze the card in one tap
Lost it under the sofa? Freeze it, find it, unfreeze it. No call needed.
Bills on a calendar
See which direct debits leave on which day, and what is left after them.
Split a bill
Send friends a request for their share of dinner; they pay with any bank.
Pots for anything
Keep money for rent, a trip or a rainy day apart from what you spend.

Pots, filled with change
Every pot shows what filled it: the strip is its last round-ups, each one as wide as the change it added (sample).
Rainy day
Where round-ups go unless you choose another pot.
0.600.250.820.350.910.28Last 6 round-ups: +3.21
$148.32
Summer trip
A weekly move of $10 plus round-ups on weekends.
0.450.700.120.88Last 4 round-ups: +2.15
$412.50
Car insurance
Filled once a month, paid out in March.
0.550.300.64Last 3 round-ups: +1.49
$236.00
Three plans, every fee listed
Change plan or go back to Free at any time in the app; the new plan starts on your next billing day.
Free
Everything you need for everyday spending: the account, the card, notifications, pots and round-ups.
Round-ups, up to 5 pots, one free cash withdrawal a week
$0.00a month
Plus
For people who save on purpose: the change from each payment is matched from your balance.
Doubled round-ups, unlimited pots, no fee from us on card payments abroad
$3.00a month
Duo
Plus for two people, with shared pots and a joint view of bills.
Everything in Plus for two, shared pots, two cards
$5.00a month
Example prices. Monthly fees are taken from your account on your billing day.
The app will never ask you for
- Your card PIN, the app passcode or a code we text you
- To move your money to a “safe account”
- To install another app so we can “check” your phone
- To read out the card number and the three digits on the back
If a message feels wrong, stop
We only contact you in the app, and calls from us come from (555) 017-3000. If you are not sure, hang up and open the app: real messages from us are always in the Help tab.
Card lost, or a payment you did not make? Freeze the card in the app, then call (555) 017-3300, day or night (sample).
- Face or fingerprint to open the app
- Freeze and unfreeze the card in one tap
- A notification for every payment, at once
Your money is held by a bank
Tillwell (sample) is a money app, not a bank. Your account and card are provided by our partner bank, Fenlow Bank (sample), and the money in it is protected by the national deposit insurance scheme up to the legal limit.
What do I need to open an account?
A phone with iOS or Android, photo ID (passport or driving licence), a home address in the country and to be 18 or over (sample).
How do round-ups work?
When you pay by card, the app rounds the payment up to the next whole dollar and moves the change into the pot you choose. A payment of an exact dollar amount has no round-up.
Can I take money out of a pot?
Yes, at any time, in one tap. Pots are part of your account, not a separate product.
Is there a fee to use the app?
The Free plan costs nothing a month. Every fee on every plan is on the Plans page (Example prices).
What happens if I lose my phone?
Call (555) 017-3300 and we lock the app and freeze the card. Log in on your new phone with your ID and a selfie video.
App updates
-
Bills on a calendar: what is new in the app this month
- Details
- October 11, 2026
Direct debits on a calendar, with what is left after each one (sample release notes).
-
Three messages that are not from us
- Details
- October 6, 2026
The scam texts our support team heard about this month, and how to spot them (sample notice).
-
Using your card abroad: a short checklist
- Details
- October 1, 2026
Switch payments abroad on, know the fees and keep the 24-hour number with you (sample guide).
Get the app and open an account in minutes
You need your phone, photo ID and about ten minutes. Downloading the app is free, and so is the Free plan (Example prices).