Balanced portfolio
Level 4 of 7: shares and bonds in roughly equal measure, for seven years or more.
Balanced at a glance
Risk level 4 of 7: 1234567
Shares 55%, bonds 40%, cash 5%
Risk level
4 of 7
Shares / bonds / cash
55 / 40 / 5
Suggested time to invest
Seven years or more
Funds held
10 to 12
Mix and facts (sample).
Who it may suit
Long-term savers who can leave the money alone through a few bad years; the portfolio most new clients start from (sample).
What it holds
- Global shares, 45%
- Smaller companies and emerging markets, 10%
- Government bonds, 25%
- Company bonds, 15%
- Cash, 5%
In a bad year for shares, a portfolio like this could fall by around 20% (sample).
The value of investments can fall as well as rise, and you may get back less than you put in.
Start with an introductory meeting
An hour at our office or by video, free and without obligation. Bring a recent statement for any savings or pensions you would like to talk about.