Fees
One annual fee, a percentage of what we look after, with every fund cost shown on your statement.
Fees, in plain figures
One annual fee, a percentage of what we look after, taken monthly from the portfolio. The rate falls as the portfolio grows.
First $500,000
0.90% a year
Next $500,000
0.70% a year
Above $1 million
0.50% a year
Fund costs (average)
Charged inside the funds we buy; shown on every statement
0.20% a year
Joining or leaving
No charge
Example prices. Minimum portfolio $100,000; ready-made portfolios from $25,000 (sample).
What the fee includes
- Your own portfolio manager and a direct phone line
- Running and rebalancing the portfolio
- Quarterly statements and an online valuation
- A review meeting every year
- Tax reports for your accountant each spring
On a $400,000 portfolio the fee is $3,600 a year, plus about $800 of fund costs (example).
A worked example
A $400,000 portfolio at level 4 (example). The fee is worked out on the value at the end of each month and taken from the cash part.
Annual fee, 0.90% of $400,000
$3,600
Fund costs, about 0.20%
$800
Total a year
$4,400
Per month, about
$367
Example prices. Costs fall or rise with the value of the portfolio.
Start with an introductory meeting
An hour at our office or by video, free and without obligation. Bring a recent statement for any savings or pensions you would like to talk about.