About the bank
Wrenfield Community Bank (sample) has kept the savings of Springfield since 1921. It is owned in the county and run from Main Street.

A savings club that became a bank
In 1921 the workers at the wool mill put a few cents a week into a savings club kept in a ledger at the mill gate (sample). The club became a bank, and the ledger became the passbook our customers still carry.
- Owned by people and firms in the county (sample)
- Three branches, one lending desk, no call centre
- Decisions on loans made in Springfield
A hundred years on Main Street
1921
The mill savings club
Forty members and one ledger, kept by the mill’s bookkeeper (sample).
1958
The Main Street branch
The bank moves into the stone building opposite the library, where it still is.
1987
Riverside opens
A second branch by the footbridge for the new houses across the river.
2006
Online banking
Customers can check balances and pay bills from home; passbooks carry on at the counter.
2019
Oak Hill and the drive-up
A third branch with a business desk and a drive-up lane.
How we lend
Your application goes to a lender at your branch, not to a scoring centre in another state. They meet you, look at the whole picture and explain the decision in plain words.
- You meet the person who decides
- We explain every cost before you sign
- If the answer is no, we tell you why and what could change it
Every loan is subject to an application and our lending checks. If a loan is secured on your home, your home may be at risk if you do not keep up the repayments.

Board and branch managers
The board is elected at the annual meeting each spring; every shareholder has a vote (sample).
Margaret Osei
Chair of the board (sample)
Daniel Kerr
Chief executive (sample)
Priya Raman
Head of lending (sample)
Tom Whitfield
Manager, Main Street (sample)
Ana Lucero
Manager, Riverside (sample)
Sam Brooks
Manager, Oak Hill (sample)
Come and see us at the counter
No appointment needed for the counter. For accounts and loans, book a time and the right person will be there.