Cash flow and pricing
A forecast you can keep up yourself, and prices that cover what things really cost.
Cash flow and pricing in six weeks
A typical plan for a firm of ten people (sample). The last two weeks are yours: you run the forecast and we check it.
Cash flow and pricing
Six weeks (sample)
Job, who does it
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Collect twelve months of bank data
Owner and adviser, week 1
Under way, week 1
Build the 13-week cash forecast
Adviser, weeks 2 to 3
Under way, weeks 2 to 3
Cost the main products or jobs
Adviser and owner, weeks 2 to 4
Under way, weeks 2 to 4
New price list and how to tell customers
Owner and adviser, weeks 4 to 5
Under way, weeks 4 to 5
Owner runs the forecast alone
Owner, checked by the adviser, weeks 5 to 6
Planned, weeks 5 to 6
Done Under way Planned
The cash forecast
A spreadsheet with thirteen weekly columns: money expected in, money going out, and the balance at the end of each week. It takes about thirty minutes on a Monday once it is set up.
- Wages, rent, tax and loan payments in the weeks they fall
- Customers who usually pay late, shown late
- The lowest balance in the quarter, before it happens
The price list
We work out what each main product or job costs, then set prices with you. Most owners change a handful of prices, not all of them.
- Materials, labour and your own time counted
- Prices compared with nearby businesses
- A plain note for customers when prices change
Start with a free first meeting
Forty-five minutes at our office or at your business. Bring last year’s accounts and a recent bank statement, and you leave knowing whether we can help and where we would start.